Commercial insurance from Mountain West includes a comprehensive package of coverage choices. You can choose the coverage options that provide solutions for your concerns and help give you financial peace of mind.
Business property insurance provides coverage for your buildings, business personal property, loss of business income, and other exposures.
Example: A car accidentally runs into your building. Your business insurance will cover the building repairs, loss of product and business income. *depending on the coverage you purchase
Business vehicle insurance protects your business from potential financial losses involving a car, truck, or trailer used for business purposes. In addition, it provides coverage if you or your employees are involved in an accident and are held legally liable.
Example: Your employee is out delivering flowers for your florist business and they rear-ended by another vehicle. Standard auto coverage will apply for this accident.
Business liability insurance covers bodily injury, property damage, personal injury, and advertising injury that may occur at your business or as a result of your operations and products. It includes medical payments to cover medical expenses of those who are injured on your property.
Example: A customer slips and falls on the sidewalk in front of your building. Liability will protect you for the injuries they sustain.
You may need extra protection for valuable business property that you take away from your principal business location.
Example: Your tools are damaged at a work site away from your business location. Coverage can help pay for the loss up to the limit you placed on your policy.
Additional liability coverage is available to protect you against catastrophic liability claims.
Our standard businessowners policy provides comprehensive coverage with the flexibility to adapt to your unique business needs. You can cover the following under one comprehensive policy:
Business Personal Property/Inventory
Business Vehicle Liability & Physical Damage
Money and Securities
Condo Unit Owner’s Coverage
Business Insurance Discounts
Are you looking for quality business insurance that you can afford without sacrificing coverage? Mountain West is proud of the high-quality products and services we offer. The following discounts reflect our commitment to offer these products at an affordable rate without sacrificing coverage.
If you choose to insure your commercial property and/or liability scheduled with commercial auto, there may be a discount for you!
Claims Free Auto
If you are claims free with your vehicle, a discount can be applied to your commercial auto insurance.
If you have a student driver in your house with a 3.0 GPA or better you may qualify for this discount.
If your business has five or more autos under your business policy, we have a discount for your fleet.