Auto Insurance

 
Our automobile insurance has coverage for comprehensive, collision, and liability exposures. In addition, various deductible options and discounts allow you to customize your policy to meet your needs.

Comprehensive Coverage
Pays for damage to your vehicle not caused by a collision or rollover. Includes (with no deductible): Windshield chip repair; emergency roadside services; $50 per day for a rental vehicle if your vehicle is stolen.
Collision Coverage
Pays for damage to your vehicle resulting from a collision or rollover.
Medical Payments
Covers reasonable medical payments or funeral expenses incurred as a result of an accident for each occupant of an insured vehicle.
Liability Insurance
Provides bodily injury and property damage to others when you are legally liable for an accident. The cost to defend is extended in the event of a lawsuit.
Uninsured & Underinsured Driver
Provides bodily injury coverage when you are injured as a result of an uninsured motorist’s negligence, or when the other vehicle does not have high enough limits to cover the injuries caused by their negligence.

Be sure to ask your Farm Bureau agent about the package policies available and the discounts they provide.

Agero Roadside Assistance

 

Looking for peace of mind every mile? With a coverage limit of up to $250, you will have access to award-winning roadside assistance, 24x7x365, from one of the largest networks nationwide!

Agero Services

 

Mountain West Farm Bureau Insurance proudly now includes award-winning services through Agero, an industry leader that handles over 10 million events and protects more than 80 million drivers annually. For over 40 years, Agero has provided insurance carriers, vehicle manufacturers, and other entities with privately labeled state-of-the-art roadside assistance – helping motorists in their time of need while building customer loyalty for clients. And this great additional benefit will have no additional cost to you! Talk to your Farm Bureau Agent to learn more about this new benefit!

For all your Emergency Roadside Service needs, call:

1-888-292-3308

Agero

Premier Auto Endorsement

 

Take your auto coverage to the next level!

With our Premier Auto Endorsement, you will receive more coverage than a standard auto policy. You will receive enhanced coverage for items such as:

Rental Car Expenses
Up to $1,000 for rental expenses when your auto is involved in a covered comprehensive, collision or theft loss.
Glass Breakage
When your auto sustains glass breakage to the windshield, side glass or sunroof, your deductible for replacement of the glass is only $100. This coverage does not apply to mirrors, head lamps, or tail lamps.
Personal Property
Up to $500 for damage to your personal property or property of others because of a covered comprehensive or collision loss.
Pet Protection
Up to $1,000 per occurrence for veterinarian bills or burial costs for your pet as a result of a covered comprehensive or collision loss. This coverage does not apply to livestock and is not limited to just dogs and cats.
Meals and Lodging
Up to $500 for meals and lodging if you are traveling and your auto is involved in a covered comprehensive or collision loss. The loss or accident must occur over 100 miles from where your auto is principally garaged.

Talk to your local Farm Bureau agent today to see if Premier Auto is right for you!

Special Equipment

 

Don’t leave your vehicle only half covered!

If you have invested time and money into your autos, you may not be adequately covered. Your policy provides $3,000 for Special Equipment on your auto or trailer when involved in a covered loss. That’s why we have a Special Equipment endorsement to increase the amount to fit your needs for the special equipment you may have.

What is Special Equipment?

“Special equipment” includes but is not limited to:

  • Toppers
  • Grill Guards
  • Electronic Equipment
  • Lift Kits
  • Custom Wheels
  • Custom Paint
  • Lights
  • Handicap Equipment

Special Equipment means any equipment or devices that alter the:

  1. Appearance
  2. Performance
  3. Function of your insured auto or trailer

It does not mean any:

  • Original manufacturer equipment, furnishings, or parts.
  • Any replacement of original manufacturer equipment, furnishings, or parts with other items of like kind and quality.

Talk to your local Farm Bureau agent today to see if you need to increase your Special Equipment coverage!

Rental Car Insurance

 
Prepare for traveling in advance by consulting with your agent and credit card companies to determine what coverage you may already have available to you for a rental vehicle at no extra cost. Any coverage available on credit cards is secondary. You must first present a claim to your insurance company or the rental agency.

Extend your automobile policy and get coverage for future rental vehicles:

Liability
Comprehensive & Collision
Medical
Personal Effects
Fuel Purchase Options

Teen Drivers

 
The crash fatality rate is highest for teens 16 to 17 years old and within 6 months of licensing. The risk remains high through age 24. About one third of all 16-year-old drivers and one quarter of 17 to 19-year-old drivers involved in fatal crashes rolled their vehicle. Much of the risk that youth face is due to their inexperience and specific teen behaviors. Awareness, experience, and commitment to safe behavior can have an impact on these numbers. Mountain West Farm Bureau Mutual Insurance Company is committed to making the safety of our youth a priority.

Spell Out the Rules:

Absolutely no alcohol
Use seat belts
No cell phone use
Set a curfew
One or no passengers
Parental responsibility

Potential Discounts

 
Are you looking for quality insurance that you can afford without sacrificing coverage? You are in the right place! Mountain West Farm Bureau Mutual Insurance Company is proud of the high-quality products and services we offer. The following discounts reflect our commitment to offer these products at an affordable rate without sacrificing coverage or value. As you qualify for certain discounts to reduce price, service never decreases. Price is what you pay. Value is what you get. When you are teamed up with Mountain West Farm Bureau Insurance, you are guaranteed a great value!

Contact your agent today to see if you qualify for the following benefits:

Safe Driver Discount
Are you a safe driver? Have you been accident-free for 3 years? 6 years? Talk to your agent about the Safe Driver Discount.
Good Student Discount
Do you have a student driver in your house? A 3.0 GPA or better can earn a discount.
Low Mileage Discount
Do you drive any of your vehicles less than 7,500 miles per year? You may qualify for the Low Mileage Discount.
Multi-Car Discount
Do you have more than one vehicle? Insure them all with Mountain West Farm Bureau Insurance, and earn a discount.
Patriot Discount
Are you or were you in the military? Did you complete a military-sponsored defensive driving course? Talk to your agent. You may be eligible for a discount.
Sr. Citizen Defensive Driving Discount
Are you over the age of 55? If you have completed one of the qualifying defensive driving courses, you could be eligible for a discount.
Loyalty Discount
Have you been insured with your current insurance company for 3, 6, 10 years or longer? We would appreciate a client like you.
Package Policy Discount
If you choose to insure your home and autos with Mountain West Farm Bureau Insurance, there could be a discount involved for you.

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